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All agents are NOT alike! I do Buyer Representation and am a marketing expert. Call Me: 914-273-4747 ext. 306
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The Best Realtor in Westchester County
Trudi has been incredibly resourceful and tireless in finding two homes for us within 5 years.
T.C.
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Welcome! Bienvenue! Wilkommen! Expert in the Westchester area . Featuring Luxury Homes and New Construction.
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Looking for homes? Search
everything the web has to offer, right here! Don't miss our
Featured Homes Button. Need local real estate information on Northern Westchester? I have it! I've briefly summarized so much of what is important about the Armonk, Pleasantville, Bedford and Pound Ridge areas in this site, but we have much more that will not fit in this space! There are additional towns in Northern Westchester I also cover, not to mention the fabulous relocation services I can provide. Additionally, I can refer you to KNOWLEDGABLE agents throughout the counties of Westchester, Putnam, Fairfield, (CT); including Greenwich, Ridgefield, and Stamford, Long Island and New York City. Need expert advice? No web site, large or small, can take the place of a Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. I speak German, French and Swiss too. Contact me with confidence! I guarantee your privacy will be respected. I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor for life. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. I specialize in relocation homes and single-family residences; including new construction and luxury properties. Buying and selling a home is one of the biggest events in your life. Please let me help. Call me! 914-273-4747 x 306. I am email proficient.  |
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What real estate board game became the best-selling game in America just one year after it was created?
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Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. |
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