Armonk, Bedford, Pound Ridge and Pleasantville real estate, new construction and luxury homes for sale in Westchester County New York - Trudi Gallagher, REALTOR® Trudi Gallagher REALTOR(r) for Armonk, Bedford, Pound Ridge and Pleasantville, New York real estate - NUMBER1EXPERT™ Trudi Gallagher NUMBER1EXPERT(tm) for Armonk, Bedford, Pound Ridge and Pleasantville, New York real estate

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Trudi Gallagher, REALTORŪ, real estate agent and broker for Armonk, Bedford, Pound Ridge and Pleasantville New York home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! I do Buyer Representation and am a marketing expert. Call Me: 914-273-4747 ext. 306


Buyers--Find Out Your Home's Worth for Free.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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The Best Realtor in Westchester County
Trudi has been incredibly resourceful and tireless in finding two homes for us within 5 years.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Trudi Gallagher is a Top Selling Real Estate Expert™
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RealEstateABC
Thinking About Selling Your Home Yourself?: Armonk, Bedford, Pound Ridge and Pleasantville New York home buying, real estate listings, and homes for sale in Westchester NY
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...

There's more to selling your home than a few "For Sale" signs in your front yard and neighborhood, or placing ads in the local paper. 

For instance, there are disclosures required by the Federal government on the possible existence of lead paint. "But, I want to save money!" you say. Read on. The old adage, "You Get What You Pay For", means more and more when the stakes are higher. 


Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions? 

"How does your home compare to others like it on the market?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help us?" 

"If I make an offer, will you hold the house for me?" 

"We want our family/friend to inspect it first, OK?" 

"Why aren't you using a Realtor? Is there something wrong with the property?" 

"Since you aren't using a Realtor, we can take their fee right off the top, OK?" 

Selling your home is one of the most important and largest financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different. How do you determine the true market value? Why would your home sell for more money than your neighbors? How do you handle nosy neighbors and pushy buyers? What will you do if a single man calls and wants to see your home after work or after dark? How do you keep your emotions in check when selling a home? 

The greatest majority (over 85%) of all homes are sold using a Realtor. (Many in the 15% are sold to family members.) As an experienced professional, it is my job to help you negotiate with all those buyers who want to offer you as little as possible for your home. I will keep my professional face forward when dealing with the high emotions that come to the surface when dealing with buyers and their agents. I also help you prepare your home for sale, marketing it locally, regionally, and even nationally; guiding you through the complex paperwork and pitfalls of closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard or spending hundreds of dollars on an ad package! 

Remember: Buyers want to offer you as close to nothing as possible! Buyers looking at FSBO (for sale by owners) homes are usually lookers only. They want everything included and will pressure you to give it to them. They will pressure to move sooner or later than what would be best for you and your family. They will be nice in the early stages to get the home off the market, and can become pushy and unreasonable when the competition is gone, or when you become anxious. They may walk away if they find another home without telling you. They may wait until the day the contracts are drawn and try to renegotiate the price and possession date. It is not a pretty picture. You may have no advocate. Some buyers have agents working for them, not you. Some buyers will re-negotiate with you the day after they receive contracts YOU paid for! Some will bid on more than one house to see where the best deal is. While you thought your house was sold and you will have lost other buyers who move on to another property. While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one!" 

If you must sell your own home, at least let me give you a sense of its true market value. Tell me about your home, and I'll do a quick Comparative Market Analysis and let you know what I feel it is worth. I'll also describe how I would market your property with color brochures, Internet marketing, mail and much more to get you the best possible price. 

This is free, confidential, with no strings attached. Really. Just fill out the form... 

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About Your Move
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About Your Home
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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?

A 
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard.
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Trudi Gallagher, REALTORŪ, real estate agent and broker for Armonk, Bedford, Pound Ridge and Pleasantville New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Trudi Gallagher
Houlihan Lawrence Armonk Real Estate

399 Main Street
Armonk, NY. 10504
Trudi: 914-273-4747 ext. 306
Fax: 914-273-9008
Email: GowithGallagher@NUMBER1EXPERT.com

Do you need help selling or buying a home in Northern Westchester? I am an experienced, friendly, educated and professional FULL time Realtor that services Northern Westchester. Although I specialize in the luxury home market, I have the expertise, educational and rock solid experience in ALL price ranges from condos to multi-million dollar homes, sales and purchases. Your satisfaction as a Seller or Buyer is my future referral base! I have assisted overseas Relocation customers and speak several European languages and have lived in Asia and Europe for many years. I understand the culture and the culture shock of moving internationally, and have over 24 Years experience in Real Estate!

REALTORGRIMLSRELO



Houlihan Lawrence real estate and homes for sale in Armonk, Bedford, Pound Ridge and Pleasantville New York

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